The 10 Best Banks in St. Clair Shores, MI

Last updated October 10, 2026 · ranked from 1,528 Google reviews · How we rank

This guide to the best banks in St. Clair Shores, MI brings together nine entries, all within the city. FreeStar Financial Credit Union has the highest Google rating among them at 4.7 stars from 90 reviews, while Credit Union ONE has the largest review count, with 318 reviews and a 4.6-star rating. PNC Bank holds a 4.1-star rating from 48 reviews. Three First State Bank entries range from 4.1 to 4.3 stars, with review counts ranging from 12 to 30. OneMain Financial, Michigan Schools and Government Credit Union, and Michigan United Credit Union round out the list. The ratings and review counts provide a clear starting point for comparing these locations in St. Clair Shores, MI.

Top picks at a glance

  1. 1Check `n GoCheck `n Go holds a 4.9 Google rating across 815 reviews, listed on Google as loan agency.
  2. 2Credit Union ONECredit Union ONE holds a 4.6 Google rating across 318 reviews, listed on Google as credit union.
  3. 3FreeStar Financial Credit UnionFreeStar Financial Credit Union holds a 4.7 Google rating across 90 reviews, listed on Google as credit union.
  1. Check `n Go in St Clair Shores1

    Check `n Go

    4.9(815)· Google4.9 out of 5 from 815 reviews (Google rating)

    Loan agency

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    Check `n Go holds a 4.9 Google rating across 815 reviews, listed on Google as loan agency.

    “Friendly helpful great service.. and fast”
    — renay hosendove, 2026-10-09 · google

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  2. Credit Union ONE in St Clair Shores2

    Credit Union ONE

    4.6(318)· Google4.6 out of 5 from 318 reviews (Google rating)

    Credit union

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    Credit Union ONE holds a 4.6 Google rating across 318 reviews, listed on Google as credit union.

    • Patient staff assistance
    • Saturday branch hours
    • Drive-through service
    “The professional staff has always been consistent over the twenty five years that I have had a membership at Credit Union One. That’s why I’m a Member and recommend it to everyone that I know. Continue to be a blessing.”
    — Diane Borum, 2026-10-05 · google

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  3. FreeStar Financial Credit Union in St Clair Shores3

    FreeStar Financial Credit Union

    4.7(90)· Google4.7 out of 5 from 90 reviews (Google rating)

    Credit union

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    FreeStar Financial Credit Union holds a 4.7 Google rating across 90 reviews, listed on Google as credit union.

    • Prompt issue resolution
    • Drive-through service
    • Saturday morning hours
    “I called in for assistance and laura was very happy to help and resolved my issues immediately! 10/10 Edit: I went in as well and Megan was very welcoming and was also able to help me resolve my issues right away”
    — Skylar Ehresman, 2026-08-13 · google

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  4. OneMain Financial in St Clair Shores4

    OneMain Financial

    4.0(122)· Google4.0 out of 5 from 122 reviews (Google rating)

    Loan agency

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    OneMain Financial holds a 4.0 Google rating across 122 reviews, listed on Google as loan agency.

    • Personal loan options
    • One-on-one assistance
    • Wheelchair-accessible entrance
    “It was quick fast, accurate, and on time.”
    — Steve Murril, 2026-10-08 · google

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  5. PNC Bank in St Clair Shores5

    PNC Bank

    4.1(48)· Google4.1 out of 5 from 48 reviews (Google rating)

    Bank

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    PNC Bank holds a 4.1 Google rating across 48 reviews, listed on Google as bank.

    • Helpful teller service
    • ATM and drive-through
    • Saturday morning hours
    “Always awesome service. No matter what Teller service me. Thanks for letting me know. There is still kindness in this time we are living in.”
    — Angela Moore, 2026-07-10 · google

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  6. Michigan Schools and Government Credit Union in St Clair Shores6

    Michigan Schools and Government Credit Union

    3.9(74)· Google3.9 out of 5 from 74 reviews (Google rating)

    Credit union

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    Clair Shores, MI. The branch at 24515 Little Mack Ave opens until 6 p.m. Thursday and Friday and from 9 a.m. to 1 p.m. Saturday. Checking, savings, certificates of deposit, and several loan options cover everyday banking and borrowing needs, while digital tools provide 24-hour access. Review excerpts praise friendly, knowledgeable service, and membership is open to anyone in Michigan.

    • Saturday banking hours
    • Drive-through available
    • Michigan-wide membership
    “Friendly people and knowledgeable. Always a pleasure meeting with them. !”
    — Jeff Paille, 2026-06-03 · google

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  7. First State Bank in St Clair Shores7

    First State Bank

    4.1(30)· Google4.1 out of 5 from 30 reviews (Google rating)

    Bank

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    First State Bank holds a 4.1 Google rating across 30 reviews, listed on Google as bank.

    • ATM on site
    • Wheelchair-accessible entrance
    • Helpful staff feedback
    “I’ve been to numerous branches. They’ve all been very kind and helpful. I find that the cashiers and the people waiting to help. You are very friendly and very nice and explain how your system works. I give them all a 10 thank you so muc…”
    — Debi, 2026-08-04 · google

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  8. First State Bank in St Clair Shores8

    First State Bank

    4.3(12)· Google4.3 out of 5 from 12 reviews (Google rating)

    Bank

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    Clair Shores, MI. Located at 23600 Greater Mack Ave, the branch also offers an ATM, cash advance services, and wheelchair-accessible entry and parking. Its Google rating is 4.3 from 12 reviews, with customers describing quick account opening, helpful product guidance, and caring assistance under a tight timeline. Friday hours extend to 6 p.m., though one reviewer reported a late CD renewal notice and a refused withdrawal-fee waiver.

    • Saturday morning hours
    • Drive-through banking
    • Wheelchair-accessible entrance
    “My account opening was very simple and quick. Bank branch manager answered important questions in appropriate product selection; deposit taking was quick, and a copy of my banking application received. It was local to my parent's reside…”
    — Christopher Dzialo, 2023-05-04 · google

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  9. First State Bank in St Clair Shores9

    First State Bank

    4.2(13)· Google4.2 out of 5 from 13 reviews (Google rating)

    Bank

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    First State Bank holds a 4.2 Google rating across 13 reviews, listed on Google as bank.

    • Drive-through service
    • Friday evening hours
    • Wheelchair-accessible entrance
    “Lori, the branch manager, was quick in returning my call and very helpful.”
    — Denielle Furton, 2024-03-05 · google

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  10. Michigan United Credit Union in St Clair Shores10

    Michigan United Credit Union

    4.0(6)· Google4.0 out of 5 from 6 reviews (Google rating)

    Credit union

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    Michigan United Credit Union holds a 4.0 Google rating across 6 reviews, listed on Google as credit union.

    • Broad membership eligibility
    • Drive-through available
    • Accessible entrance and parking
    “I have been a member for over 30 years. I have been very satisfied with the services provided by the credit union team.”
    — Patrick Morris, 2018-11-20 · google

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Map of every pick

Compare at a glance

Comparison of the best Banks in St. Clair Shores, MI
#PlaceGoogle ratingPriceGoogle reviewsNeighborhoodPhoneOpen now
1Check `n Go4.9(815)4.9 out of 5 from 815 reviews (Google rating)—815—+1586-771-3051Closed
2Credit Union ONE4.6(318)4.6 out of 5 from 318 reviews (Google rating)—318—+1800-451-4292Closed
3FreeStar Financial Credit Union4.7(90)4.7 out of 5 from 90 reviews (Google rating)—90—+1586-466-7800Closed
4OneMain Financial4.0(122)4.0 out of 5 from 122 reviews (Google rating)—122—+1586-498-0836Closed
5PNC Bank4.1(48)4.1 out of 5 from 48 reviews (Google rating)—48—+1586-771-5301Closed
6Michigan Schools and Government Credit Union3.9(74)3.9 out of 5 from 74 reviews (Google rating)—74—+1866-674-2848Closed
7First State Bank4.1(30)4.1 out of 5 from 30 reviews (Google rating)—30—+1586-775-5000Closed
8First State Bank4.3(12)4.3 out of 5 from 12 reviews (Google rating)—12—+1586-863-9358Closed
9First State Bank4.2(13)4.2 out of 5 from 13 reviews (Google rating)—13—+1586-863-9357Closed
10Michigan United Credit Union4.0(6)4.0 out of 5 from 6 reviews (Google rating)—6—+1248-814-4000Closed

Ratings and review counts shown are Google ratings, displayed with attribution.

How we ranked this list

Each bank is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the St. Clair Shores category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.

Read the full methodology

Ask Noemic: best banks in St. Clair Shores

Banks in St. Clair Shores, MI: common questions

Where can I visit after 5 p.m. on weekdays?
PNC Bank at 24612 Harper Ave and Check `n Go at 23120 Harper Ave stay open until 6 p.m. Monday through Friday. Michigan Schools and Government Credit Union closes at 6 p.m. Thursday and Friday. First State Bank’s Harper Avenue and Greater Mack Avenue branches close at 6 p.m. Friday. OneMain Financial closes at 5:30 p.m. each weekday, and Michigan United Credit Union closes at 5:30 p.m. Friday.
Which credit unions have broad membership eligibility?
Michigan Schools and Government Credit Union at 24515 Little Mack Ave welcomes anyone in Michigan. Michigan United Credit Union at 25901 Harper Ave accepts people who live, work, worship or attend school in Michigan.

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